Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Accidents can happen, and when they do, passengers may suffer injuries.

In this article, the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

Passengers in an Uber may suffer a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Neck Injuries: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.

Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.

Other Drivers: If another motorist causes the crash, they could bear the blame.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.

Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision is uber liable for accidents coverage.

How to File a Legal Action for Uber Injuries

If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.